tag:blogger.com,1999:blog-66701086932507140522011-11-28T07:49:49.943+08:00Aiming for the Good Life!OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.comBlogger141100tag:blogger.com,1999:blog-6670108693250714052.post-42998586139191281922009-05-08T14:32:00.005+08:002009-05-10T12:54:44.473+08:00

Today, I would like to focus on a different type of wealth, a wealth that is more precious than any amount of wealth one can have. Being Mother's Day, let me be indulgent even only for a brief moment to pay tribute to all mothers, but most of all, to my mother whom we lovingly call Inang.I will confess that this is the first time that I have ever truly paid Inang a nurturing, nourishing,

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.comtag:blogger.com,1999:blog-6670108693250714052.post-22967797573519368622009-05-03T05:20:00.002+08:002009-05-03T05:26:48.806+08:00

Recession is not a desirable word but it has become a byword in every conversation. Because of its far-reaching effect on our ability to earn, it has scared us to the point of tightening our hold on our money. Where we use to spend every cent in our pocket, we now put our decision on hold as we try to search the right reasons for our spending.But tightening our grip assumes a different tack

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.comtag:blogger.com,1999:blog-6670108693250714052.post-7925130164568036162007-08-24T20:48:00.001+08:002007-09-23T19:52:12.479+08:00

"We all deserve the best." - ANON.YSK stands for the Filipino words “Yamang Sapat sa Kailangan” or “wealth according to our needs” in English. Our advocacy calls not for amassing wealth for its sake, but for aiming for a little more than what we need. The “little more” is a strategy for stretch to cover unforeseen events or unprogrammed needs.The Amount Desired and When NeededAfter having

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.comtag:blogger.com,1999:blog-6670108693250714052.post-64332671136346796202007-08-22T21:03:00.000+08:002007-09-13T21:21:37.074+08:00

“There is much more to life than just accumulating possessions.”- Donald CurtisThe image that makes up our wealth accumulation program does not immediately involve the details of where we put our extra money or how much our money earns. Like in the house of our dreams, we see ourselves viewing from a distance and immensely appreciating the perfect finish of the mediterranean house of our choice

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.comtag:blogger.com,1999:blog-6670108693250714052.post-80377885940397688852007-07-15T02:47:00.000+08:002007-07-19T22:02:58.650+08:00

"We have no more right to consume happiness without creating it than to consume wealth without producing it." - Bernard ShawEvery productive person dreams to accumulate wealth for the future. Many aim for it but only a small number actually achieve it. For the many, it remains an aim and a dream.The success of a wealth program rests on two major variables: the person creating it and the

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.comtag:blogger.com,1999:blog-6670108693250714052.post-89476631867834617422007-06-30T02:58:00.000+08:002007-07-19T22:01:22.618+08:00

Are you succeeding or failing?The truth about wealth accumulation is that one never knows he has succeeded or failed until he has reached the irreversible stage when he has succeeded or failed! And this stage is usually the time when there is no more time to make up: too old to be productive, disabled, sick, dead.And yet this stage does not come as a surprise to everyone. It is known. It is

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.com2tag:blogger.com,1999:blog-6670108693250714052.post-91636148946527422942007-06-27T03:16:00.000+08:002007-07-19T22:00:31.672+08:00

"There are only two families in the world: the Haves and the Havenots." - Miguel de Cervantes, in Don QuixoteWealth is relative.Consider three people. Larry lives in a village where most of the houses are 2-bedroom bungalows. He owns a 5-bedroom 2-storey house, with an attic, on a fenced 900-square meter lot, and parks three cars in his garage. He lives alone.Beside his property is a 2-bedroom

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.com2tag:blogger.com,1999:blog-6670108693250714052.post-73173861546266012232007-06-19T19:36:00.000+08:002007-07-19T21:59:55.417+08:00

In an earlier post, we looked at how your P1000 a month, beginning at age 25, can snowball into more than P5 million when you retire at 65. Of course, this is made possible by this "magic" we call compound interest wherein your earnings become part of your principal as your P1000 a month rolls.Simply stated, the compounding process works this way: If you put your P1000 in an interest-bearing

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.com1tag:blogger.com,1999:blog-6670108693250714052.post-19036696726057606392007-06-17T18:30:00.000+08:002007-07-19T21:58:51.214+08:00

Because we are evolving beings, to accumulate wealth, we need first to create enough to sustain us. Passing this treshold of "enough," we move to "a little more than enough" to generate a remainder. This is where we create the seed of our accumulation.Accumulation is like planting the seed of a fruitbearing tree and growing it. First, we choose our fruit variety, then we plant our seed or

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.com0tag:blogger.com,1999:blog-6670108693250714052.post-12903108419672712122007-06-15T21:34:00.000+08:002007-07-19T21:57:34.254+08:00

We accumulate wealth because we must live. And we must live well.Our mandate is to make the best of our lives. And the best life, says St. Augustine, is a life lived for others. What is the value of wealth if we cannot share it with others? What is life if it is lived alone?No man is an island, so goes the poetry. Behind the majesty of those words, our reality is, at the time of our birth, we

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.com0tag:blogger.com,1999:blog-6670108693250714052.post-449882563284054282007-06-07T02:47:00.000+08:002007-07-19T21:56:12.082+08:00

There are four reasons we need to accumulate wealth:1. We must live.2. We must live well.3. We must let others live.4. We must go.All life is but a sustaining process, says Herbert Spencer. We must eat. We must live. We must eat to live.Unfortunately or fortunately for us, sustenance has come to be directly associated with the presence or absence of wealth. The invention of money, as the most

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.com0tag:blogger.com,1999:blog-6670108693250714052.post-66164344261794745302007-06-03T20:33:00.000+08:002007-07-19T21:54:50.599+08:00

Some guys are really lucky. Even before they are conceived, wealth is already available for them to use the moment they are born. And the reason we who are unlucky cannot complain, even if all of us are heirs to the wealth of the world, is that we were not born all at the same time. We evolve, we get born progressively, one at a time or a number at a time. And because of our free will, and our

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.com0tag:blogger.com,1999:blog-6670108693250714052.post-32293861927644606662007-05-25T10:03:00.000+08:002007-07-19T21:54:06.496+08:00

I am writing this blog as a matter of advocacy. In my thirtysix years of exposure to financial services, including my own experiences in accumulating what I thought was enough for the future, I have confirmed and validated, by the sheer number of people I have talked to, that wealth does not come in a platter. While wealth to a few can come very quickly, as in winning the lottery or inheriting a

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.com2tag:blogger.com,1999:blog-6670108693250714052.post-29268132832084581112007-05-25T10:01:00.000+08:002007-07-19T21:53:43.752+08:00

I am not a millionaire, nor a slum dweller. But I have been through life enough to feel and understand what it is like to be one. My 60 years tell me that one needs to know how to live life fully at the first opportunity to be able to say I have lived life to the fullest at the end. The truth is we only begin to know how when it is past the halfterm, or when it is almost too late to rechart. I

OGJhttp://www.blogger.com/profile/10869148630401297725noreply@blogger.com0