Friday, May 25, 2007

Why a Wealth Blog?


I am writing this blog as a matter of advocacy. In my thirtysix years of exposure to financial services, including my own experiences in accumulating what I thought was enough for the future, I have confirmed and validated, by the sheer number of people I have talked to, that wealth does not come in a platter. While wealth to a few can come very quickly, as in winning the lottery or inheriting a windfall, that is not the way for many of us.

The advocacy is all about an effective, systematic, time-tested, slow-but-sure method of accumulating money for the future. It is not how to get rich quickly, or how to identify the winning ticket, or how to fall in line in a patriarch's multimillion heritage succession. It is about building a financial structure, beginning from the first opportunity one gets, no matter how small, according to his means, and little by little, slowly growing it up, nurturing it, watering it, fertilizing it, weeding it, as needs and responsibilities change with his ability to take on life, until it becomes big enough to sustain and protect him and his family when he can no longer do it by himself.

This blog is all about wealth, not only money, even if that's its closest description, but other values that come with, or because of, or inspite of, money: health, family, children, friends, relationships, education, name, honor, principles. It is also about bank accounts, interest earnings, savings, real estate, mutual funds, money market, stock market, gold, oil, commodities, business, franchises, but only in the context of achieving financial sufficiency.

It is all about life and making it productive, and having attained a reasonable percentage of that productivity, preserving the present, riding through the contingencies that prevent its full enjoyment, and duplicating it one more second, and another second, and another, and another, until a series of enjoyable present moments have been duplicated to build an enjoyable future. It is all about stewarding life to the fullest, while alive, by consciously building the future to be lived that way.

After all, when everything is said and done, when one has lived his life to the max, the wealth heritage he has built is just a pass-on legacy to the next, isn't it?

Wealth Trigonomics: Aiming for the Good Life!


I am not a millionaire, nor a slum dweller. But I have been through life enough to feel and understand what it is like to be one. My 60 years tell me that one needs to know how to live life fully at the first opportunity to be able to say I have lived life to the fullest at the end. The truth is we only begin to know how when it is past the halfterm, or when it is almost too late to rechart.

I will share with you what I have learned all along, including the mistakes committed, that more of you can begin to know how to while there is time enough to prepare. My long exposure and experience in financial consulting has led me to a deep advocacy of a system that I am sure will make the difference between just a life and "the good life". The advocacy is called Wealth Trigonomics. Will share more in next post.